Clear guidance. Fast service. Reliable coverage for Lockhart families & businesses.

Here at The Lambert Agency, we’re always looking to improve our clients’ insurance coverage and policy management. If you’re residing in Lockhart, Texas and you’re looking for better insurance coverage options, you’ll want to choose The Lambert Agency for all of your Lockhart, Texas insurance needs!

Serving Lockhart & Nearby: Luling, Uhland, Mustang Ridge, Kyle, San Marcos, Dale, and greater Caldwell County

Why Choose The Lambert Agency?

• Local & Accessible: Real people who answer, explain, and act quickly
  
• Independent & Carrier-Agnostic: We shop multiple A-rated carriers for value and fit
  
• Plain-English Explanations: Understand what you’re buying, and why
  
• One Team for Everything: Personal lines, employee benefits, business, and retirement
  
• White-Glove Service: Same-day certificates, ID cards, and proactive annual reviews
  

Homeowners Insurance in Lockhart

Protect your biggest asset from Texas wind, hail, water, and everyday risks. The Lambert Agency tailors homeowners policies for single-family homes, historic properties, condos/townhomes, new builds, and landlord/short-term rentals.

Popular options: Wind/hail, water backup, equipment breakdown, jewelry riders, STR endorsements
Ask us about: Roof-age credits, smart-home discounts, and bundling with auto

Auto Insurance (Lockhart & Caldwell County)

From US-183 to SH-130, we’ve got you covered. The Lambert Agency provides quick ID cards, lienholder updates, and right-sized limits for your cars, SUVs, EVs, and teen drivers.

Coverage: Liability, comp/collision, uninsured/underinsured, PIP/MedPay, roadside, rental reimbursement, gap—plus rideshare/business-use endorsements

Life Insurance (Protection & Planning)

Choose straightforward term life or build long-term strategies with permanent coverage. The Lambert Agency keeps it clear and pressure-free.

We place: Term (10–40 year), Whole Life, IUL, GUL, Survivorship/second-to-die, Key-Person, and Buy-Sell funding
Great moments to act: New home, new baby, income change, business purchase, or estate update

Health Insurance (Individuals, Families & Small Groups)

Match plans to your doctors, prescriptions, and budget—without the headache. The Lambert Agency compares carriers and explains trade-offs in plain English.

Includes: Individual/family (on/off exchange), small-group, level-/self-funded with stop-loss, dental/vision, HSA/FSA/HRA, ICHRA/QSEHRA, COBRA coordination, and Medicare (MAPD, Medigap, Part D) when appropriate

Employee Benefits (Hire, Retain, and Grow)

Design benefits your team will actually use—without overwhelming your admins. The Lambert Agency handles plan design, quoting, rollout, payroll integration, and compliance.

Programs: Medical, dental, vision, life, disability, EAP, telehealth, voluntary/worksite, executive carve-outs
Compliance: ERISA wrap docs, SBC/SPD, Section 125, ACA reporting, and multi-state team support

Business Insurance (Lockhart Companies & Startups)

Keep operations moving and contracts compliant. The Lambert Agency issues fast COIs for leases and vendors and right-sizes your coverage as you grow.

Coverage we place:

• General Liability & BOP
  
• Commercial Property (incl. business interruption)
  
• Workers’ Compensation & Employer’s Liability
  
• Commercial Auto & Hired/Non-Owned Auto
  
• Umbrella/Excess Liability
  
• Professional/Tech E&O
  
• Cyber Liability
  
• Directors & Officers (D&O)
  
• Employment Practices (EPLI)
  
• Inland Marine/Equipment & Bonds
  

Retirement Services (IULs, Annuities & Final Expense)

Create reliable income and protect your legacy with conservative, tax-aware strategies from The Lambert Agency.

Solutions: IUL/Whole Life for accumulation, SPIA/DIA income annuities, fixed indexed & MYGA annuities, hybrid life/LTC, and simplified-issue final expense coverage

Our Process (Fast & Transparent)

1. Tell Us Your Goal: Quick form or 10-minute call
   
2. We Shop the Market: Multiple carriers, side-by-side comparisons
   
3. Decide Confidently: Clear recommendations, no pressure
   
4. Bind & Deliver: Proof of coverage, ID cards, or COIs; often same day
   
5. Review & Adjust: Annual check-ins as life or business changes
   

Ready to Get Covered in Lockhart?

From homeowners and auto to benefits, business policies, and retirement solutions, The Lambert Agency is your trusted Lockhart insurance partner.