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employee benefits

How to Explain Benefits to Employees So They Actually Use Them

August 15, 2025 by lambertagency Leave a Comment

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When you offer employee benefits to retain and attract top talent, you’re starting off on the right foot each and every time you hire a new employee. There’s a catch though: what if the top talent employee you just hired does not fully understand what’s available to them with your employee benefits package you’re offering or how it actually works? Those benefits will go unused and your initial investment into the employees benefits package will not have the full impact it could have. Here at The Lambert Agency, we’re able to help employers not only design and implement the best benefit programs available for their employees, but also communicate effectively and efficiently every step of the way so employees will be able to take full advantage of what’s being offered.


Why Communication Matters

Communication is key in any business or relationship, and employee benefits are no different. Many studies have shown that nearly 40% of employees do not fully understand what’s available to them with their employee benefits package. That means they’re missing out on valuable health, retirement, and supplemental programs which could improve their lives. Clear communication, when done right, is just as valuable as the employee benefits themselves.


5 Strategies to Explain Employee Benefits Clearly

1. Keep It Simple

Clear and simple communication is always best. Insurance and retirement related language can become complicated quickly. Through avoiding jargon and breaking down each employee benefit in plain English, you can provide a much clearer depiction of what the employee benefits package entails. An example of this is: instead of saying “high-deductible health insurance plan”, explain it as “a health insurance plan with lower monthly premium payments, but higher upfront costs if you happen to need medical care.” Here at The Lambert Agency, we’re able to provide employers with easy-to-read benefits guides for their employees to fully grasp what’s available to them.


2. Use Multiple Communication Channels

Don’t rely on just one meeting or one single email. Properly share information through:

  • Onboarding packets
  • Staff meetings
  • Email reminders
  • Company intranet or HR portals

Repetition in the process will assist in building understanding.


3. Highlight Real-Life Examples

Employees will grasp benefits and truly understand what’s available when they see how said benefits apply to everyday life. Examples of this could include:

  • How disability insurance replaces income during recovery.
  • How dental coverage reduces out-of-pocket costs for routine care.
  • How an HSA can be used for both today’s expenses and future medical needs.

The Lambert Agency is happy to provide case studies and scenarios to make abstract benefits real and easily understood.


4. Offer One-On-One Support

Yes, group benefit meetings can be very beneficial, yet employees will often appreciate private conversations where they can ask any and all personal questions in relation to their employee benefits package. When you choose to partner with The Lambert Agency, we will provide your team with access to licensed advisors who can walk your employees through their available options.


5. Keep Communication Ongoing

Employee benefits education should not be a “one and done” scenario. Regular reminders and meetings throughout the year will help keep employee benefits top of mind. Here at The Lambert Agency, we’ve helped plenty of businesses create ongoing communication calendars to keep employees properly engaged.


The Payoff: Higher Satisfaction & Retention

When employees truly understand and use their benefits, they’ll be able to:

  • Feel more valued by their employer
  • Experience lower stress about healthcare & finances
  • Are less likely to leave for a competitor

This means your company receives a stronger ROI on every dollar you spend on benefits.


Choose The Lambert Agency for Your Employee Benefits Needs Today

Offering great employee benefits is only half of the battle. Explaining said employee benefits effectively and efficiently is what will allow them to be truly valuable. Through simplified communication, relatability throughout policy selection, and ongoing support, you’re able to empower your employees to take full advantage of the employee benefits programs you provide. Here at The Lambert Agency, we make the employee benefits process easy, for both employers and employees. We design plans and communicate clearly to ensure your investment in employee benefits delivers the maximum possible return on investment. 

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Filed Under: employee benefits

Why Offering Great Benefits Helps Attract & Retain Top Talent

August 15, 2025 by lambertagency

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In our modern day, the job market is competitive for top performers and salary alone is sometimes not enough to win over top performers. Employees are not only looking for the right level of total compensation, but also for a total compensation package with excellent benefits to support not only their paycheck, but also their health, wellness, financial security, and future. For this reason, and many more, employee benefits packages have become one of the most powerful tools for not only recruitment, but also employee retention. Here at The Lambert Agency, we’re able to help employers design benefits programs to keep your team happy, engaged, and loyal to your company.


The Link Between Benefits & Recruitment

Benefits Differentiate You From Competitors

When candidates are comparing and contrasting multiple job offers, an excellent benefits package may be the determining factor for them when considering your company over other companies. The employee benefits package with better health coverage, retirement support, and wellness perks usually wins.

Younger Generations Value Holistic Benefits

Millennials and Gen-Z workers are typically more focused on employee benefits packages over other generations of employees. Health insurance, mental health support services, flexibility in work arrangements, and financial wellness programs all rank very high in Millennial and Gen-Z decision making when it comes to a job.

Benefits Build Trust from Day One

An excellent benefits package will often signal to potential employees that you actually care about your employees’ wellbeing, not just their overall productivity. This sets a great first impression for potential employees who are considering working for your company.


The Role of Benefits in Employee Retention

Improved Job Satisfaction

Employees who truly understand and utilize their employee benefits package will likely feel much more valued by their employer. When your employees feel supported, they’re more engaged and less likely to seek out employment elsewhere.

Reduced Turnover Costs

Replacing an employee may end up costing anywhere from 50% to 200% of their annual salary when you factor in all aspects of the onboarding and retention process. When you choose to invest in employee benefits, you’re able to reduce turnover, and subsequently reduce the significant costs which come with it.

Supports Long-Term Loyalty

Benefits such as retirement plans, health insurance, and employee assistance programs will show employees you’re committed to investing in their future. This support and loyalty to your employees is often reciprocated in the form of extended employee retention and productivity over the course of their employment.

Here at The Lambert Agency, we’ve been able to help many businesses add retention-focused programs such as 401(k) matching, supplemental life insurance, and even financial wellness programs.


The Benefits Employees Value Most

While every company’s workforce is certainly unique, some benefits will always consistently rank as the most attractive:

  • Health, Dental, and Vision Insurance
  • Retirement Savings Plans (401(k), IULs, etc.)
  • Paid Time Off & Flexible Scheduling
  • Mental Health & Wellness Programs
  • Family Benefits (parental leave, childcare support)
  • Voluntary Benefits (accident, critical illness, pet insurance)

How to Maximize the Impact of Your Benefits

  1. Tailor Benefits to Your Workforce: Survey your employees to learn what matters most to them
  2. Always Communicate Clearly: Excellent employee benefits only work if employees understand how to actually use them
  3. Review Employee Benefits Regularly: Needs evolve over time, and so should your employee benefits

Choose the Right Benefits for Your Business to Attract & Retain Top Talent

Providing a great employee benefits package is not just a perk for your employees, it’s a very powerful way to attract the best people to your company and retain them for many years to come. In today’s market, it’s important to invest in a thoughtful employee benefits package to improve your business. Here at The Lambert Agency, we specialize in designing benefits packages which balance cost with overall impact, resulting in true return on investment. Feel free to contact us using the form below and we’ll be sure to respond to your message as soon as possible. We look forward to hearing from you soon.

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The Most Overlooked Employee Benefits That Could Save You Money

August 15, 2025 by lambertagency

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Oftentimes, when businesses think of employee benefits, they’ll think of health insurance and retirement plans. While these are certainly essential when offering employee benefits, there are other overlooked employee benefits every company should consider implementing to save both employers and employees money. Here at The Lambert Agency, we’re able to help companies uncover these valuable, hidden opportunities to build out stronger benefit programs without having to break the budget.


Preventive Wellness Programs

Simple wellness initiatives such as biometric screening, smoking cessation programs, or covering gym membership costs can greatly reduce long-term healthcare costs. A healthier employee means lower claims, fewer sick days, and overall higher productivity.

Why it saves money: Prevention always costs less than the actual treatment of an issue, and insurance carriers will often offer a variety of credits for companies with wellness programs in place for their employees.


Voluntary Benefits

Many employers believe when they add extra benefits to their employee benefits package, it will increase costs. In reality, voluntary benefits such as accident, critical illness, hospital indemnity, or pet insurance are typically employee-paid, with very little or no costs to the company.

Why it saves money: Employees are able to gain access to preferred group pricing, while employers enhance their benefit package at minimal expense.


Employee Assistance Programs (EAPs)

EAPs are great for offering confidential counseling, legal advice, financial planning, and more. They’re typically low-cost add-ons which can have a profoundly positive impact. 

Why it saves money: Your employees may be dealing with stress, legal issues, or financial strain. This will often lead to reduced productivity. EAPs help solve problems before they end up becoming workplace challenges.


Telehealth Services

Virtual doctor visits provide an added level of convenience for employees and will reduce unnecessary ER or urgent care trips.

Why it saves money: Telehealth is able to lower claim costs for employers and reduces out-of-pocket costs for employees. At The Lambert Agency, we often recommend carriers that bundle telehealth into their health plans to provide this extra service as a built-in add-on.


Flexible Spending Accounts (FSAs) & Health Savings Accounts (HSAs)

These accounts are great for letting employees set aside pre-tax contributions for healthcare expenses. Employers will benefit too, since the employee contributions will subsequently reduce payroll taxes.

Why it saves money: Employees save on taxes, and employers save 7.65% in payroll taxes on every dollar contributed.


Disability Insurance

Short-term and long-term disability coverage is an often overlooked employee benefit, but it protects employees’ income if they cannot work due to illness or injury.

Why it saves money: Without this level of coverage, employees may turn to workers’ comp or leave programs, both of which can be very costly for employers. Disability benefits are relatively affordable and provide the added peace of mind.


Financial Wellness Programs

Financial wellness workshops can be a great way to encourage your employees to practice healthy financial habits such as budgeting, debt management, or retirement planning; all of which can make a huge difference for your employees’ financial futures.

Why it saves money: Financially healthy employees are often much less stressed, more productive, and less likely to look for another job elsewhere.


Enhance Your Business with Employee Benefits to Help You Stand Out from Your Competitors

Just because you offer excellent employee benefits packages does not mean you have to spend an excessive amount of money on said packages. Through adding often overlooked programs such as EAPs, telehealth, voluntary benefits, and financial wellness tools, businesses just like yours are able to save money, improve employee wellbeing, and strengthen employee retention.

Here at The Lambert Agency, we’re the specialists in designing employee benefit packages to maximize impact without having to overspend. We’ll be happy to help you identify the hidden opportunities to save you money while at the same time help you stand out from the competition. Feel free to contact us using the form below. We’ll be sure to respond to your message as soon as possible. We look forward to hearing from you soon!

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Filed Under: employee benefits

How to Maximize the Value of Your Employee Benefits Package

August 15, 2025 by lambertagency

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Offering employee benefits is not only an investment in your workforce, but it’s also an investment in the long-term success of your business. Many companies will end up not receiving the full possible return of their investment because employees either do not understand or do not fully take advantage of the benefits available to them at your company. Here at The Lambert Agency, we’re able to help employers effectively and efficiently design and properly communicate their employee benefit programs so the employees actually use said benefits on a regular basis, and you as the employer see the benefit in employee productivity and improved morale.


Why Employee Benefits Utilization Matters

A competitive employee benefits package may promote the following:

  • Attract top talent in an otherwise crowded job market
  • Improve employee retention rates through making your employees feel valued and part of the team
  • Boost productivity by reducing overall stress around health and finances

If employees are not aware of the options available to them, or they don’t understand the employee benefits package, those benefits will often be underutilized, and your company misses out on maximizing their full potential.


5 Ways to Maximize the Value of Your Benefits Package

Survey Employees Regularly

Would you like to know the best way to determine if employee benefits packages are valuable to your organization? Simply ask your employees. A simplified, short survey can truly help you identify which benefits employees use the most, which benefits they use the least, and what they would like to have added to the employee benefits package in the future. Here at The Lambert Agency, we’re able to help employers fully utilize this feedback to best restructure plans for the maximum benefit possible.


Offer a Mix of Core & Voluntary Benefits

Not all of your employees need the exact same benefits. When you offer a balance of the core benefits such as health insurance, dental insurance, vision insurance, and retirement benefits paired with voluntary benefits such as accidental death and dismemberment coverage, critical illness coverage, pet insurance, etc…; you’ll often find your employees will choose what matters most to them on a customized basis. Voluntary benefits can be employee paid as well, so the employees who choose to use the voluntary benefits at a group price can do so without adding additional costs to the company.


Communicate Benefits Clearly & Often

Employees will need simplified explanations without all of the extra insurance jargon. Instead of simply handing out a packet of information once per year, emphasize and explain the available benefits to your employees with email reminders, “lunch-and-learns”, and employee portals to access and update information. The Lambert Agency can assist with this process to best guide you and your employees on benefits optimization processes.


Highlight Real-Life Scenarios

Demonstrate to employees how their benefits package will actually work in practice. Examples of this may include:

  • “How disability insurance can replace income during recovery”
  • “How an HSA saves money on out-of-pocket medical costs”
  • “How an EAP offers free counseling during stressful times”

When you make benefits truly relatable to your employees, it helps them see the true value in the employee benefits packages.


Review & Adjust Annually

Your workforce will change over time, and your employee benefits packages should change as well. A younger workforce may choose to prioritize employee benefit options such as student loan repayment assistance, while at the same time, an older workforce may prioritize retirement contribution matching and enhanced health benefits. Here at The Lambert Agency, we’re happy to conduct annual reviews to better ensure your employee benefits package evolves with your team’s wants and needs.


The True ROI of Employee Benefits

When employees actually understand and utilize their employee benefits, businesses will often see:

  • Lower turnover costs
  • Higher employee satisfaction
  • Fewer absences due to improved health and wellness
  • Stronger recruitment with a more competitive offer

Improve Your Business Performance Today with The Lambert Agency

Employee benefits packages should not be looked at merely as an expense, they should be viewed as a strategic investment into the success of your business performance. When you properly survey your employees, offer a variety of employee benefits, clearly communicate the perks of said benefits, and review on a regular basis; you’re able to maximize the value and ROI of your employee benefits packages with ease. Here at The Lambert Agency, we are able to create employee benefits programs which actually deliver results. We’ll assist you in gaining the most out of your employee benefits investment, while simultaneously producing ROI. Feel free to contact us with any questions you may have and we look forward to working with you soon.

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The Future of Employee Benefits: Trends to Watch

August 8, 2025 by lambertagency

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Filed Under: employee benefits

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