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Bee Cave, TX Insurance Agency

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Local Guidance. Clear Choices. Reliable coverage for Bee Cave, TX Families & Businesses.

Here at The Lambert Agency, we’re always working towards making the insurance buying process simpler, streamlined, and stress-free. Whether you’re looking for homeowners insurance for a home near the Hill Country Galleria, insuring a new driver in your family, rolling out new employee benefits, or strategizing and planning retirement income vehicles, we’re here to offer customized solutions for your life in Bee Cave, without all of the unnecessary insurance jargon. 

Serving Bee Cave & Nearby: Lakeway, West Lake Hills, Spicewood, Steiner Ranch, Dripping Springs, and Southwest Austin


Why Choose The Lambert Agency?

  • Local & Responsive: Real people who answer the phone, thoroughly explain all of the ins and outs of your insurance policy, and act quickly to ensure your insurance coverage is always current and fully optimized
  • Independent & Carrier-Agnostic: We shop multiple A-rated carriers to determine best value and fit for your unique needs
  • Clear & Concise Explanations: Know exactly what you’re buying, and why you’re buying it, and should you have any additional questions, you can always contact us
  • One Team for Everything: Personal lines, benefits, business, & retirement; we’re here for you every step of the way
  • White-Glove Service: Same-day certificates, ID cards, and proactive annual reviews to provide superior customer service for each and every one of our clients

Bee Cave, TX Insurance Statistics – The Lambert Agency

Bee Cave, TX Insurance Market Statistics

The Lambert Agency

$552
Average Annual Auto Insurance Cost
Source: StateLocalGov ($23/month min.)
$1,421
Average Annual Home Insurance Cost
Source: Freedom Insurance Group
8,621
Bee Cave Population (2024)
Source: U.S. Census Bureau
$200,020
Average Household Income (2025)
Source: World Population Review
$113,157
Median Household Income (2025)
Source: World Population Review
2.04%
Poverty Rate
Source: World Population Review
Bee Cave has the highest household income in the Austin metro area
Bee Cave residents enjoy significantly lower insurance costs and the highest household incomes in the region, with very low poverty rates
Source: TGS Insurance Analysis

Homeowners Insurance in Bee Cave, TX

Protecting your biggest asset, your home, is crucial; especially in Texas with hail storms, high winds, extreme temperature fluctuations, and everything in between. The Lambert Agency customizes homeowners policies for everything from single-family homes, to condos and townhomes, to new builds or older builds, to short-term rental properties. 

Popular options: Wind/hail, water backup, equipment breakdown, jewelry riders, STR endorsements
Ask us about: Roof age credits, smart-home discounts, and bundling with auto


Bee Cave, TX Auto Insurance: Drive Safer Today

From TX-71 to RM-620, we have you covered with our comprehensive insurance coverage options. The Lambert Agency provides quick access to ID cards, lienholder updates, and correctly-sized limits for your cars, EVs, and teenage drivers

Coverage: Liability, comp/collision, uninsured/underinsured, PIP/MedPay, roadside, rental reimbursement, gap, plus rideshare/business-use endorsements


Bee Cave, TX Life Insurance: Enhanced Protection & Planning

When you’re contemplating a life insurance plan, The Lambert Agency keeps everything clear and concise, so you can select which life insurance policy is best for your individual needs

We place: Term (10–40 year), Whole Life, IUL, GUL, Survivorship/second-to-die, Key-Person, and Buy-Sell funding
Great moments to act: New home, new baby, income change, business purchase, or estate update


Bee Cave, TX Health Insurance Options for Individuals, Families & Small Groups

Health insurance can certainly be stressful, yet with The Lambert Agency, you don’t have to stress; as we’re the pros when it comes to health insurance plans for Bee Cave residents

Includes: Individual/family (on/off exchange), small-group, level-/self-funded with stop-loss, dental/vision, HSA/FSA/HRA, ICHRA/QSEHRA, COBRA coordination, and Medicare (MAPD, Medigap, Part D) when appropriate


Bee Cave, TX Employee Benefits: Hire, Retain, & Grow the Best Employees

Our custom-designed benefits for your team of employees will be fully utilized, without having to place extra stress on your administrative team. The Lambert Agency handles everything: plan design, quoting, rollout, payroll integration, and compliance efforts.

Programs: Medical, dental, vision, life, disability, EAP, telehealth, voluntary/worksite, executive carve-outs
Compliance: ERISA wrap docs, SBC/SPD, Section 125, ACA reporting, multi-state team support


Business Insurance for Bee Cave, TX Companies & Startups

Ensure your business is operating at its highest level of efficiency and effectiveness with The Lambert Agency at the helm when it comes to your business insurance needs. The Lambert Agency issues expedited COIs for leases, vendors, and other agreements. Additionally, your business coverage can be modified accordingly as your Bee Cave business grows.

Coverage we place:

  • General Liability & BOP
  • Commercial Property (including business interruption)
  • Workers’ Compensation & Employer’s Liability
  • Commercial Auto & Hired/Non-Owned Auto
  • Umbrella/Excess Liability
  • Professional/Tech E&O
  • Cyber Liability
  • Directors & Officers (D&O)
  • Employment Practices (EPLI)
  • Inland Marine/Equipment & Bonds

Bee Cave, TX Retirement Services: IULs, Annuities & Final Expense

Generate reliable retirement income and truly protect your legacy with tax-advantaged strategies from The Lambert Agency to best protect you during your golden years

Solutions: IUL/Whole Life for accumulation, SPIA/DIA income annuities, fixed indexed & MYGA annuities, hybrid life/LTC, and simplified-issue final expense coverage


Our Process: Clear, Concise, & Transparent

  1. Tell Us Your Goal: Quick intake call to better understand your unique needs, wants, and goals
  2. We Shop the Market: Comparing multiple carriers, and producing side-by-side comparisons helps us better explain the various insurance options available to you
  3. Decide Confidently: Clear recommendations, no pressure, and clear communication every step of the way
  4. Bind & Deliver: Same-day proof of coverage, ID cards, or COIs
  5. Review & Adjust: Proactive, annual check-ins as your life or business in Bee Cave evolves

Ready for Better Insurance in Bee Cave, TX?

Contact us at The Lambert Agency for better insurance coverage in Bee Cave today. We’re eager to learn more about how we can help you reach your goals with our dedicated approach to our clients.


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