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Round Rock, TX Insurance Agency

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Local expertise. Clear guidance. Reliable coverage for Round Rock families & businesses.

Here at The Lambert Agency, we’re able to protect your home, car, health, business, and future with the right level of coverage through the best insurance policy for your specific needs. For this reason, we offer Round Rock residents and companies custom-tailored insurance solutions which are backed by quality, personalized service and long-term support. Whether you’re interested in homeowners insurance in Teravista, business liability insurance for your downtown Round Rock business, or retirement strategies for you and your family as you enter your golden years, we’re the best choice when searching for an insurance agency in Round Rock, Texas.

Serving Round Rock & Nearby: Georgetown, Pflugerville, Hutto, Cedar Park, Leander, Taylor, and North Austin


Why Choose The Lambert Agency?

  • Local & Accessible: Our team of real people in Round Rock, who always pick up the phone when you call
  • Independent & Carrier-Agnostic: We shop policies from multiple A-rated carriers for the best price, coverage, and perks for your unique needs
  • Plain-English Guidance: We clearly explain your insurance coverage options, no excess jargon
  • One Stop, Many Solutions: Personal insurance, employee benefits, retirement planning, all under one roof here at The Lambert Agency
  • White-Glove Service: Expedited certificates, proof of insurance, and annual reviews built into our process helps you better understand your policy on an ongoing basis and also ensures you’re receiving the best coverage for the best price

Round Rock, TX Insurance Statistics – The Lambert Agency

Round Rock, TX Insurance Market Statistics

The Lambert Agency

$1,812
Average Annual Auto Insurance Cost
Source: Compare.com, 2024
$2,199
Average Annual Home Insurance Cost
Source: VHome Insurance Analysis
136,977
Round Rock Population (2025)
Source: World Population Review
2.46%
Annual Population Growth Rate
Source: World Population Review
$125,545
Average Household Income
Source: World Population Review
19%
Texas Home Insurance Rate Increase (2024)
Source: Texas Department of Insurance
Round Rock auto insurance is $24 cheaper than Texas average
Round Rock residents benefit from competitive auto insurance rates compared to both state and national averages
Source: Compare.com Rate Analysis

Homeowners Insurance in Round Rock

Protect your most valuable asset, your Texas home, from storms, hail, and everyday risks associated with home ownership. The Lambert Agency custom tailors your homeowners policies to Round Rock’s unique housing market. Whether it’s single-family housing, condos, new builds, old builds, short-term rental properties, and more. We’re able to properly cover your asset(s) with the right strategies.

Popular options: Wind/hail coverage, water backup, equipment breakdown, jewelry riders, and short-term rental endorsements
Ask us about: Roof age credits and bundling with auto insurance for discounts


Auto Insurance (Round Rock & Central Texas Drivers)

From SH-45 to I-35, we have you covered. The Lambert Agency provides expedited same-day ID cards, lienholder documentation, and flexible limits for your vehicles, EVs, and teenage drivers.

Coverage includes: Liability, comp/collision, uninsured/underinsured motorist, PIP/MedPay, roadside, rental reimbursement, gap coverage, rideshare and business-use endorsements.


Life Insurance (Simple to Advanced)

Truly protect your loved ones and properly secure your financial future with help from The Lambert Agency. We offer affordable life insurance policies ranging from term life insurance policies, all the way to advanced permanent strategies. Through simplifying the overall process and maintaining transparency, we’re able to offer some of the best life insurance policies for Round Rock residents at the best pricing around.

We offer: Term life (10–40 year), Whole Life, Indexed Universal Life (IUL), Guaranteed Universal Life (GUL), Survivorship/second-to-die, Key-Person coverage, and Buy-Sell funding


Health Insurance (Individuals, Families & Employers)

Selecting the right health insurance plan does not need to be an overwhelming, stressful experience. When you choose to work with The Lambert Agency, we shop for multiple insurance carriers to best match your doctors, prescriptions, and budgets with your unique needs.

Solutions include: Individual/family plans (on/off exchange), small group health insurance, level-funded/self-funded options with stop-loss, dental/vision, HSAs/FSAs/HRAs, ICHRA/QSEHRA, COBRA coordination, and Medicare (MAPD, Medigap, Part D)


Employee Benefits (Hire, Retain, and Grow)

With the right level of employee benefits, you can attract and retain the top talent in Round Rock, Texas. Simultaneously, it doesn’t have to be expensive when the right strategies are implemented throughout the organization. The Lambert Agency designs, quotes, launches, and manages your employee benefits programs, so all you have to do is focus on growing your business.

Programs we support: Medical, dental, vision, life, disability, EAP, telehealth, voluntary/worksite benefits, and executive carve-outs
Compliance handled: ERISA wrap docs, SBC/SPD, Section 125, ACA reporting, and multi-state teams


Business Insurance (Round Rock Startups & Established Companies)

When you protect your operations, people, and contracts without slowing down deals, you’re able to grow that much faster. The Lambert Agency delivers fast COIs for leases, vendors, and contracts, so your business keeps moving forward day after day, quarter after quarter, year after year.

Coverage options:

  • General Liability & BOP
  • Commercial Property (including business interruption)
  • Workers’ Compensation & Employer’s Liability
  • Commercial Auto & Hired/Non-Owned Auto
  • Umbrella & Excess Liability
  • Professional/Tech E&O
  • Cyber Liability
  • Directors & Officers (D&O)
  • Employment Practices Liability (EPLI)
  • Inland Marine/Equipment & Bonds

Retirement Services (IULs, Final Expense & Income Planning)

Properly planning for retirement income, legacy protection, and end-of-life expenses is the right way to go about aging. The Lambert Agency builds tax-smart strategies with annual, ongoing reviews.

Solutions we provide:

  • Indexed Universal Life (IUL) for accumulation & tax-advantaged access
  • Guaranteed income annuities (SPIA/DIA)
  • Fixed indexed annuities & MYGAs
  • Final expense & simplified-issue life policies
  • Hybrid life/long-term care policies

Our Process

  1. Initial Conversation: Tell us what you need in 10 minutes or less
  2. We Shop the Market: Multiple carriers, clear comparisons
  3. Choose Confidently: Easy to understand Recommendations
  4. Bind & Deliver: Proof of coverage, ID cards, or COIs; often issued the same day
  5. Review & Adjust: Annual reviews and updates as life or business changes come about

Ready to Get Covered in Round Rock?

Whether it’s a homeowners and auto bundled policy, or an employee benefits policy paired with a business policy, The Lambert Agency is your trusted Round Rock insurance partner.


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