• Skip to main content

The Lambert Agency

Insurance for You

  • About
    • Jeff Lambert
    • Carriers
    • Client Testimonials
    • Referral Partners
    • Insurance Quizzes
    • FAQs
  • Coverages
  • Service Areas
  • Blog
  • Contact

Austin, TX Insurance Agency

Insurance_Agency_Austin
Request Quote Schedule Call Call Now

Smart Coverage for Austin Families & Businesses: Clear, Fast, & Local

Here at The Lambert Agency, we’re able to help Austinites protect what truly matters with straightforward advice and efficient, effective, and transparent service every step of the way. Whether it’s a homeowner requesting homeowners insurance, a new driver requesting auto insurance, or an employer looking for improved employee benefits, we make shopping for the right insurance policy streamlined and simpler, so you can focus on your life, your home, your family, and your business in Austin, Texas. 

Serving Austin & Nearby Areas: Downtown, South Congress, Zilker, Hyde Park, Mueller, Westlake, Round Rock, Cedar Park, Pflugerville, Dripping Springs, Lakeway, Bee Cave, and beyond.


Why Choose The Lambert Agency?

  • Local & Responsive: Real human customer service from Jeff Lambert, The Lambert Agency’s owner, in Austin who picks up the phone and provides exceptional customer service
  • Carrier-Agnostic: We shop around multiple top-rated carriers for the absolute best price, coverage, and associated benefits and perks
  • Easy to Understand Guidance: No unnecessary insurance jargon, just clear options and what we’d choose for ourselves if we were in your shoes
  • One Team for Everything: Personal, business, and retirement solutions, all under one roof here in Austin, Texas
  • White-Glove Service: Same-day insurance certificates, proof of insurance, and status updates along the way to ensure you’re fully protected

Austin, TX Insurance Statistics – The Lambert Agency

Austin, TX Insurance Market Statistics

The Lambert Agency

$1,836
Average Annual Auto Insurance Cost
Source: Policygenius, 2025
$2,840
Average Annual Home Insurance Cost
Source: NerdWallet via Axios Austin
87.6%
Austin Residents with Health Coverage
Source: DataUSA.io
23%
Expected Auto Insurance Rate Increase
Source: Houston Chronicle/Reform Austin
979K
Austin City Population (2023)
Source: U.S. Census Bureau
2.47M
Austin Metro Area Population
Source: U.S. Census Bureau via Statista
Austin is 35% cheaper than Texas average for home insurance
Texas has the highest home insurance costs nationally, but Austin residents benefit from lower rates compared to the state average
Source: Bankrate Insurance Analysis

Austin, TX Homeowners Insurance (Austin & Hill Country)

Protect your (likely) largest asset from Texas weather and everyday associated risks. The Lambert Agency procures coverage for single-family homes, condos, townhomes, and short-term rentals, all configured to your roof, foundation, and rebuild costs should something happen.

Common homeowners insurance add-ons: Wind/hail protection, water backup protection, equipment breakdown protection, jewelry riders, & short-term rental endorsements
Ask us about: Roof age credits, smart-home discounts, and bundling with auto policies to save money


Austin, TX Auto Insurance (Personal & Family)

From I-35 to Mopac, we help keep you covered as The Lambert Agency delivers same-day ID cards, lienholder updates, and custom-tailored limits for your cars, EVs, and teen drivers

Options: Liability, comp/collision, uninsured/underinsured, PIP/MedPay, roadside, rental, gap, rideshare and business-use endorsements


Austin, TX Life Insurance (Simple to Advanced)

Whether you want straightforward term life or cash-value strategies, The Lambert Agency makes the life insurance buying process clear and pressure-free

We place: Term (10–40 year), Whole Life, IUL, GUL, Survivorship/second-to-die, Key-Person, Buy-Sell funding
Great moments to act: New mortgage, new baby, income jump, business purchase, or estate plan update


Austin, TX Health Insurance (Individuals, Families & Small Groups)

We are happy to align plans with your doctors, prescriptions, and budget; on or off exchange and for employers, The Lambert Agency designs benefits employees are actually able to understand and use

Includes: PPO/HMO/EPO, level-funded/self-funded with stop-loss, dental/vision, HSA/FSA/HRA, ICHRA/QSEHRA, COBRA coordination, Medicare (MAPD, Medigap, Part D) when appropriate


Austin, TX Employee Benefits (Hire, Retain, and Protect)

Build a benefits package to support your culture and cash flow and when you work with The Lambert Agency, we handle all plan design, quoting, rollout, payroll integration, and ongoing compliance

Programs: Medical, dental, vision, life, disability, EAP, telehealth, voluntary/worksite, executive carve-outs
We manage: ERISA wrap docs, SBC/SPD, Section 125, ACA reporting, multi-state teams


Austin, TX Business Insurance (Startups to Established Firms)

Protect your operations, people, and contracts, without slowing down deals. The Lambert Agency issues fast COIs for leases and vendors and adjusts limits as your business grows.

Coverage we place:
GL & BOP • Commercial Property (including business interruption) • Workers’ Comp • Commercial Auto & HNOA • Umbrella/Excess • Professional/Tech E&O • Cyber • D&O • EPLI • Crime/Fidelity • Inland Marine/Equipment • Bonds


Austin, TX Retirement Services (IULs, Final Expense & Income Solutions)

We help you properly plan for reliable income and protected legacies and The Lambert Agency designs tax-aware strategies with ongoing reviews.

Solutions: SPIA/DIA income annuities, MYGA/fixed indexed annuities, IUL/Whole Life for accumulation, hybrid life/LTC, and final expense with simplified underwriting


Our Process (Fast & Transparent)

  1. Tell Us Your Goal: Fill out a quick form or schedule a brief client intake call
  2. We Shop the Market: We analyze multiple carriers, to best generate side-by-side comparisons
  3. Choose Confidently: Professional recommendations and next steps to choose the right policy
  4. Bind & Deliver: Proof of coverage, ID cards, COIs, all delivered, often on the same day
  5. Service & Review: Annual reviews, life-event updates, and renewal strategies

What Our Austin, TX Clients Say

“The Lambert Agency made everything simple! Great price, better coverage, and they handled all of the paperwork.”
– Austin homeowner

“We needed certificates for a new lease within 24 hours. They delivered.”
– Local business owner


FAQs

“Can you bundle home & auto for better pricing?”
Most often, yes. The Lambert Agency will properly compare bundled vs. standalone policies to see which option truly saves more.

“Do you work with HOAs, landlords, and lenders?”
Absolutely! Send us the requirements and we’ll match up the wording and associated limits.

“How fast can I get proof of insurance?”
Often same day once the terms are set.

“Do you help multi-state teams and remote workers?”
Yes! For benefits and business insurance, we regularly support Texas-based companies with national teams.


Ready for Better Insurance Coverage in Austin, TX? Contact The Lambert Agency Today

The Lambert Agency is your Austin insurance partner for all of your homeowners insurance, auto insurance, life insurance, health insurance, employee benefits, business insurance, and retirement services needs. Contact us today to see the difference The Lambert Agency can make!


Request Quote Schedule Call Call Now

Copyright © 2025 · Infinity Pro on Genesis Framework · WordPress · Log in